Financial & Payment Information
Before any treatment, you will received a treatment plan which will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered. Charges are payable at the time of treatment.
We accept the following forms of payment:
- Cash, Credit, or Check
- CareCredit Financing®
- SimplePay™
Insurance Information
We accept many dental insurance plans and will file claims on your behalf, saving you the time and hassle. Our knowledgeable benefit coordinators can help you maximize your dental benefits and minimize your out-of-pocket cost. We will tell you upfront what your insurance plan will pay for and offer options for taking care of any remaining balance.
Insurance Carriers:
- Aetna
- Ameritas
- Anthem Blue Cross
- Cigna
- Delta
- Guardian
- MetLife
- PacificaCare
- UCCI
Insurance FAQ
PPO
(Preferred Provider Organization) is the most common form of insurance. They provide members with a list of participating dentists to choose from. The dentists on this list have agreed to a lower fee schedule, which provides you with greater cost savings. They also assist with insurance billing. Most companies pay 50% on major treatment (crowns, bridges, partials), 80% for basic care (fillings), and up to 100% for preventative care (exams, x-rays, basic cleanings). Annual maximums generally range from $1,000 to $2,000.
HMO
Also known as capitated or prepaid insurance, was designed to provide members with basic care at the lowest rate. Participating providers receive a monthly capitation check for patients assigned to the office. This amount is only a few dollars and is intended to offset the administrative costs. HMOs generally don’t pay for services rendered. Fees are usually greatly reduced, but the patient is solely responsible for paying the doctor.
Don't Have Dental Insurance?
If you don’t have dental insurance, you can take advantage of our in-house Smart Dental Plan to help make your money go further and get you the care you need.
- Two regular exams and healthy cleanings ($296 value)
- Two regular exams and healthy cleanings ($296 value) X-rays included as part of cleaning visit (up to $89 value)
- One free fluoride treatment each year ($25 value)
- Free oral cancer screening to be included with your exams (a $25 value)
- 15% discount on all other dental work performed by Dental Arts’ doctors and staff
